Dear Money Guy,
Holy crap I'm in a heap of trouble!! I think I need a payday loan immediately! My landlord wants about $500 in his hand by tomorrow from me, or he's going to evict me from my apartment. I have worn out my welcome with my friends and family, so borrowing it from one of them is out of the question.
I was searching online for some possible solution when I came across an advertisement for payday loans. From what I understand, they will lend you the money now, and take it right out of your checking account when you get paid next. I have a job, so that's not the problem.
My issue is that I need the payday loan right now. Not a week. Not even a few days. I need the money by tomorrow.
So my question is: I need a payday loan IMMEDIATELY, will the payday loan companies be able to make that happen?
- Kent L.
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Dear Kent,
I feel for you, brother. I have been in a couple of those financial nightmares in the past, and I vividly remember how scared I felt (especially at the prospect of losing your home). Payday loans may be able to get you through this rough patch.
Can you get a payday loan "immediately"? No, not immediately. Although you are in a hurry to get some money, they are still a financial institution that needs to verify that they will get their investment back.
That being said, there are a few payday loans that specialize in getting your loan approved and cash in your hand in under 24 hours. I have listed three payday loan companies that provide this speedy service.
1. PayCheckToday.com
2. Secure Money Store
3. Team Quick Cash
Using one of these companies should get you past this incident. But do yourself a favor: start saving for an emergency cash fund that you can use the next time an unexpected crisis occurs (and you are not sitting there with your head in your hands thinking, "I need a payday loan immediately to get me out of this jam").
Regards,
The Money Guy
I Need A Payday Loan Immediately